I’ve been spending the last few months doing something I normally try to avoid.
Drowning in data.
Not headlines.
Not opinions.
Actual data.
Boring spreadsheets. Government statistics. Capital flow charts. Currency movements. Asset correlations. Central bank balance sheets.
The kind of data most people never look at, and honestly, the kind I usually delegate.
But this time was different.
Because for the first time in my career, the patterns I was seeing forced me to seriously re-evaluate how I run my businesses and how I protect my own money.
I run an American company doing over $100 million in revenue.
And I’ve come to a conclusion I never expected to reach:
I can no longer afford to have my financial life overly concentrated in America.
What’s happening globally is moving much faster than people realize. So fast that if you’re not paying attention, it could quietly erode your savings and investments before you even understand what hit you.
That’s why I built a private site called The Great Rebalancing, originally for a small circle of close friends, to pressure-test my own assumptions.
I’m sharing it with you now.
This is not financial advice.
It’s a map of signals.
And the signals are loud, if you know where to look.
Here Are the Numbers That Made Me Stop
Let me be very clear. These are not opinions.
They are facts.
The Currency Signals:
- The U.S. dollar fell 11% in the first half of 2025, its worst drop since 1973.
- Major banks, including Morgan Stanley, forecast another 10–20% decline through 2027.
The Global Capital Signals:
- Foreign ownership of U.S. Treasuries has dropped from 50% to 33%.
- Central banks are buying gold at the fastest pace in modern history.
- Gold rose 55% in 2025, crossing $4,000 per ounce for the first time ever.
- Bitcoin fell 6.3% in the same period, after crashing 23.5% from its peak.
The Market Behavior Signals:
- International stocks outperformed the S&P 500 for the first time in 15 years.
- The S&P 500 is now 35% concentrated in just seven stocks — the highest concentration on record.
Hiring is slowing. Unemployment is ticking up. Capital spending is becoming more cautious.
Again: These aren’t narratives. They’re signals. (learn more about these signals below.)
And together, they tell a very clear story:
The world is rebalancing away from U.S.-centric risk.
This Is Not Politics. It’s Risk Management.
I want to be explicit here.
This is not about ideology. It’s not about liking or disliking America. It’s not about being “anti” anything.
Markets don’t punish. They diversify.
What we’re seeing is the global system hedging against unpredictability.
Global capital doesn’t respond to ideology; it responds to unpredictability.
And any administration that shifts policy rapidly creates volatility in trade, alliances, and markets.
Investors outside the U.S. can hedge against that unpredictability.
Americans, however, remain fully exposed to it.
And in markets, three years of uncertainty is an eternity.
I hear this a lot: “It’s temporary. It’ll pass.”
Maybe.
But businesses fail in 12–24 months.
Portfolios get reshaped in months, not decades.
Capital allocation decisions made today compound for a lifetime.
Waiting for clarity is not neutrality. It’s a bet.
And historically, it’s not a great one.
The goal in times like this isn’t prediction. It’s optionality.
The Dollar Was Never Just Currency (the currency signal)
The U.S. dollar isn’t just money. It’s trust infrastructure.
It works because the world assumes:
- Policy changes will be gradual
- Alliances will be respected
- Rules won’t change overnight
When that trust weakens, capital doesn’t run screaming.
It quietly reallocates.
Into euros, gold, international assets, and jurisdictions that feel boring, stable, and predictable.
That’s what’s happening now.
If all of your savings, income, and assets are denominated in U.S. dollars simply because “that’s what we’ve always done,” you may be taking on more risk than you realize.
Watch What People Do — Not What They Say (the market behavior signal)
Another mistake people make is listening to rhetoric instead of behavior.
The rebalancing always shows up in behavior before it appears in headlines.
So watch behavior.
- International visitors are declining.
- Foreign student enrollment is falling.
- Capital is rotating into Europe and Asia.
- Central banks are hoarding gold, quietly, aggressively, without press conferences.
No one announced a boycott. No one coordinated a protest.
These are millions of independent decisions converging on the same conclusion.
That convergence is the signal.
Gold, Bitcoin, and the Question Everyone Is Asking Me (the global capital signal)
People keep asking:
“Should I buy Bitcoin or gold?”
Here’s my framework:
- Gold rises when people lose faith in leadership and institutions
- Bitcoin rises when people lose faith in government itself
Right now, gold is surging. Bitcoin is not.
That tells us something subtle but important.
People still believe in governance. They don’t believe in competent, predictable leadership everywhere.
That’s why gold, the oldest institutional hedge, is winning.
And it’s why I’ve made a decision across my own companies:
We are no longer storing excess reserves purely in U.S. dollars.
We are diversifying into:
- Gold
- Gold index funds
- Gold and silver exposure outside the U.S.
Companies in Dubai are already doing this.
We’re simply catching up.
Why I Built The Great Rebalancing
I built The Great Rebalancing because I needed clarity for myself. And this clarity is one of the greatest gifts we can give ourselves, especially in times of global transition.
Dollar or euro?
Gold or Bitcoin?
U.S. stocks or international?
AI exposure or concentration risk?
The answers were not what I expected.
I originally shared this with close friends and every Mindvalley author. Then I realized this list deserved access too.
The site walks through nine major global trends, with charts, data, and a short quiz that teaches one essential idea:
Hedging your bets doesn’t mean fear. It means intelligence.
When you invest in stocks, you don’t buy one company. You diversify.
Right now, the same logic applies at the country and currency level.
👉 Explore the interactive guide: The Great Rebalancing
*And take the Portfolio Assessment Quiz (no-sign-up needed)
This is not financial advice. It’s perspective.
And perspective is what keeps entrepreneurs like you alive during transitions.
The Real Question
This moment isn’t asking you to predict the future.
It’s asking something simpler, and far more important:
“Am I truly prepared no matter which way the world moves?”
The world is already answering that question.
Quietly.
Rapidly.
Without asking permission.
The Great Rebalancing isn’t coming.
It’s already here.
Once you’ve gone through The Great Rebalancing site, I’d love to hear your thoughts. Leave a comment and tell me what patterns you’re seeing in your own world.
And if you’re American — or you have family, friends, or colleagues living in the U.S. — I encourage you to share this guide with them, because clarity protects the people we care about.
Stay curious,
Something Exciting Coming Up For You
PS: A lot of you have been writing to me asking how I’m able to make the time and space to acquire new skills, things like – learning stand-up comedy, singing, and bachata.
It wouldn’t have been possible without AI.
So, I’m hosting a free AI Productivity Webinar to walk you through the systems that saved me a lot of time.
I’m just back to London, and still finalizing my schedule, so I’ll announce the exact date and time tomorrow. Stay tuned.
24 Responses
Well said!
Two relatively safe ways to diversify outside of the US are with these two international ETFs that pay dividends, provide capital growth and offer modest risk:
– Vanguard International High Dividend Yield Index Fund ETF Shares (VYMI) which pays 3.69% dividend, was up last year about 38% and has a 0.17% expense ratio, and assets of $15.5B.
– Franklin International Low Volatility High Dividend Index ETF (LVHI) which pays a 4% dividend, was up last year about 27%, has a 0.4% expense ratio, and assets of $3.7B
Wow, what a misguided title of a blog and article. Ridiculous, just like the Brooklyn Beckhams of the world. You can turn your back on those who gave you the opportunities, but don’t make a spectacle of it and call it smart. We all know what virtue signaling is by now.
Also, you don’t need to pick a side in this political climate. You can just run your business and take the advice of your many mentors, keep calm and look for the positive.
Entiendo muy bien la importancia de la diversificación y la consideración en la inversión en metales que no se devalúan, sin embargo, a pequeña escala, cómo puedo insistir, su empresa otorga asesoría o alguna forma de inclusión, debido a que su empresa se expande a nivel internacional? Tenemos oportunidad los mexicanos?
You reach a certain stage in your life where by you had the properties, shares and gold but life happens and you lose it all.
I love the rebalancing/reset because for me after doing the quiz it confirmed that I need to diversify and reduce my US exposure to stocks & shares.
Truly grateful for this insight.
Thank you very much for sharing such valuable information. Now of late I became aware of the saying “if you can’t measure it, you can’t manage it.” Nothing goes without measurement in life hence we have birthday parties which remind us of our years.
We know America is great because because of data that has been observed. Now the current observation from the data that you observed is that Rebalancing is happening right now. I agree with you. China has been buying Gold minimizing Dollars, while increasing productivity within itself as a country and investing in the emerging markets like in developing countries. The move of buying gold took traction especially when another
Other countries followed by diversifying by investing in different commodities. Each and every person, company, or country has the right to make decisions and act on them as they deem fit. Part of the balancing is doing things gradually and cautiously as well. China reduced the risk of having eggs in one basket from about 1,2 trillion USD to about 600 billion USD. China did not dump USD as it would make USD depreciate and cause China to loose in value.
Geo-Politics makes the markets to lose stability. the safe haven for investments then becomes precious metals like Gold, Gold will keep on appreciating because it is now in demand. Banks from different countries buy it while they minimize on Dollar. We must remember that almost all the global countries had USD as their reserve currency.
Now countries are using that USD to buy gold.
Countries, companies and individuals diversify because they want to be in the better positions than they were before and others diversify as a means of survival. Other people want to relocate because they don’t have baggage while others will not because of their families. All the same, each one is right.
I like it because you Mr Vishen, you just wanted us to be aware of what is happening from the data that you have gathered. I appreciate you for that, because that is what leaders do. I also like the Questionnaire that you provided so that we can evaluate ourselves and and find our positions. You did not only stopped there, you also said you can take the assessment again so that you can improve and do better in the affairs of life.
Thank you once again. What you did with the data was not to expose or downgrade any person, company or country. Each and ever one of us has the ability to watch the news and be in formed.
This reminds me of one verse from the Constitution of Mankind:
Hosea 4:6
New International Version
6 my people are destroyed from lack of knowledge.
“Because you have rejected knowledge,
I also reject you as my priests;
because you have ignored the law of your God,
I also will ignore your children.
If we do not get knowledge, our children will also be ignored if they do not search for it themselves. God, help us ALL.
Vishen, your hatred of Trump clouds your vision. I am very surprised that someone of your stature can’t see past your own anger. I am growing weary of your U.S. bashing, fear mongering tactics and pot stirring approaches. Your ignorance astounds me.
I can’t help but start to think, “He who protests the loudest….”
I am starting to worry that you have an “agenda” here.
I much preferred the peaceful, spiritual, manifesting, healthy mind approach that MV used to encourage.
For now, I am trying to tune out “your noise” and instead try to focus on designing, building and manifesting a sound future; approaches I had thought you believed in too.
This is merely the play out of long term trends. You could argue the unravelling of the Credit Super Cycle established with the end of Bretton Woods and the establishment of the Petrodollar combined with end of the hubris of Fukuyama’s ‘End of History’ period. All of this *is* political but not in the sense of supporting one side or another, but how policies and decisions affect outcomes; Vishen’s politics are quite transparent despite his best efforts. IMO we will be moving to a world of hard commodities and multiple trading currencies. Personally as a European, I see nothing but decline on the continent due to the myopic and ideological decisions made by leaders here, in this case political lunacy directly destroying both wealth and trust.
Vishen, thankyou for this clarity. I hope you continue to update the informatoin. I am in Australia, and as a parent, company owner, whilst I could probably buffer the volitility in the world right now, my concern is for the next generation. Diversity is key, but where to put your cash in this climate is a conundrum, so thankyou for your clarity and thoughts.
Thank you so much for this!
Vishen, Thank you for this very timely article and sharing this body of work. About a week ago I called my financial advisor because I sense this exact thing happen, and I want to diversify my money in ways that I have not considered before, because I am seeing a breakage in the trajectory of where things are moving globally like I have never seen before. Where can I get involved in a circle of people that has your/our point of views – making decisions truly having a global viewpoint, instead of making decisions from one country, no matter how well it did for most of our lives to this date?
Vishen,
I admire you. You are my role model, no pressure here, just facts. I am a late bloomer. I totally agree with your views, many of them,maybe not all, but a lot. I was thinking this morning, after or before my 6 AM Wednesday morning prayer with a Pastor, that I am going to move. I just don’t know to which country. Maybe you can help me to figure that out. That would be awesome! I am de-cluttering the house to re-finance it and then, as I have been praying, I believe God wants me to move, but He has not told me where I am going. I only know that sometimes He lets me decide, so I wish to be prepared, if tells me to pick. Thank you, Vishen. That 7-day class in December was so good. It felt so right! Thank you! God bless you, Vishen.
Okay, this blog was obviously meant for movers and shakers. Like, looking through your graphs and charts made me feel like I was in an advanced Economics class that I needed to drop ASAP so my failure would not impact my GPA. But seriously, I am gonna be a mover soon, geographically speaking and yeah, things are definitely shaking up here in the Estados Unidos to be like a 6.9 earthquake on the richter scale. So then, just where in the world is Carmen Sandiego? And where would that super sleuth recommend people go to be financially viable in the future? Cause I’m ready to bale on this sinking ship at a moments notice. I’m even open to being adopted by an old childless couple, seeing as I’m basically a 54 year old orphan anyway. Yeah, no more family baggage for me to carry around and well, no real excess baggage either, seeing as I’ll be leaving with only what the Airlines allow. So then, to those people in the know. with their fingers on the pulse of just what is gonna happen or those with their magic crystal balls lighting up, can you clue me in to just how to safely navigate this impending sh!t storm. And just FYI, I’m willing to relocate anywhere as long as the natives are still English speaking or I can at least get a rechargeable cell phone that will translate all of my gibberish into something they recognize.
I loved this, very valuable and timely! Any thoughts to share on best markets to own real estate for long-term rental and also a hedge if there is a crash/wars etc..?
Vishen Lakhiani,
Gold mines exist in Türkiye, in Africa, in Egypt, and in the place where Michael Jackson was born. Search online to see if there are gold mines in the country where you were born.
Lol. Go ahead with your facts Vishan, of course at your own risk. US runs everything, you peons over there need to bow to the US and get on board. Do you have USDS ot TDS or both. Too funny!
I love this, Vishen. Thank you for doing the fact-based analysis and sharing it with us. Having very little financial savvy, seeing the data so clearly laid out is refreshing. And the output resonates with my internal fears so much so that it nudges me to look into it seriously with my financial advisors. Looking forward to what you have next in your magic hat!
These are great insights into what is going on in world economy!
Just one thought: not all US companies demoninated in US-dollar pose the same risk to your portfolio: truely global US-companies that make more than 50% of revenue outside the US are still a good invest, even if economy in the US faces challenges. Actually their overhead costs (e.g. HQ based in US) decrease with a decreasing dollar, while revenues stay stable (e.g. sales in Europe, Asia). A depreciating dollar actually increases their profitability.
That is one reason why in Germany consumer protection organisations recommend to invest in ETFs tracking MSCI and other global indices that are still highly tilted to US companies but actually represent the global economy.
I developed a Gold-USD Forex Expert Assistant (EA) that earns 564% in 24 months of backtesting with only 16% maximum drawdown. EAs are automated trading programs. It works with the MT5 platform. Go to MQL5 Marketplace online and search for Goldbreaker Pro, or click on this link. https://www.mql5.com/en/market/product/157870
Vishen…what if you asked not what the numbers say you should do but what the brave thing to do is?
Great insights, Vishen! We need more people sharing their honest perspectives.